Advancing your education is an important step to take in your pursuit of career success and security. At Rhodes, we strive to make graduate education affordable for all students.
Tuition charges for the Master of Arts in Urban Education program is set at $25,000. This tuition charge covers the full duration of the 14-month program. Regulations for payment and withdrawal, room and board charges and activity fees are the same as for the undergraduate program at Rhodes. Outline of charges and policies.
Every student admitted to the Master of Arts in Urban Education program will receive a $10,000 scholarship to offset the cost of the program. There is no separate application process for the scholarship and students will be notified of this award in their acceptance letter.
Federal Direct Unsubsidized Loan
Students seeking federal loan funds must complete the 2018-2019 and the 2019-2020 Free Application for Federal Student Aid at www.FAFSA.gov. Eligible students may borrow up to $20,500 from the Federal Direct Unsubsidized Loan program each year. You are responsible for the interest from the time the unsubsidized loan is disbursed until it's repaid in full. You can choose to pay the interest during periods of enrollment and the grace period or allow it to accrue (accumulate) and capitalize (that is, added to the principal amount of your loan). Capitalizing the interest will increase the amount you will have to repay over the life of the loan. You can find out more about all this federal program at www.studentloans.gov.
Federal Direct Graduate PLUS Loan
In addition to the Federal Direct Unsubsidized Loan program, students can borrow additional federal funds through the credit based Federal Direct Graduate PLUS Loan. Please proceed to the U.S. Department of Education's website, www.studentloans.gov, to complete the three steps: 1) Federal Direct Graduate PLUS Loan Master Promissory Note, 2) PLUS Request Process and 3) Entrance Counseling. You will need your FSA ID in order to log in to the website. Please make sure that you complete all forms using your legal name and the same name used on your Free Application for Federal Student Aid (FAFSA). You can find out more about all this federal program at www.studentloans.gov.
Private Educational Loans
Careful consideration should be given when making any borrowing decision. We recommend that you examine all other options before pursuing private loan options, as these loans may be more expensive than other options listed above. Numerous lending institutions offer private educational loans, which may be combined with federal loans, up to the cost of attendance. To review information about private educational loan products which our students have used over the past five (5) years and advice related to private borrowing, please review our Historical Lender List for Private Educational Loans.
Please note that all private educational loans that are not certified by Rhodes must be reported to our office so that we may account for that funding in the financial aid package. This is per U.S. Department of Education guidance.
The Tennessee Student Assistance Corporation offers grant and scholarship opportunities to residents of Tennessee, including the Tennessee Teaching Scholars Program and the Minority Teaching Fellows Program to encourage talented students to enter the teaching field. Please note, students that accept these funding opportunities are obligated to teach PreK-12 in a Tennessee public school one year for each year the award is received.
Financial Hardship funds are available to M.A. in Urban Education students experiencing hardship due to unforeseen financial difficulties. Students can request additional funds for tuition, course fees, and/or on-campus room and board expenses to support their pursuit of a graduate education at Rhodes College. Decisions regarding disbursement of funds are made on a case-by-case basis and do not require repayment.
To be considered for financial hardship funding, students must meet the following eligibility criteria:
- Student must have confirmed their enrollment in the M.A. in Urban Education program for the upcoming term.
- Student must be able to demonstrate financial hardship and willing to provide any and all requested documentation
- Other possible financial resources must have been considered and deemed insufficient or not available in a timely manner.
Examples of situations in which students are eligible for financial hardship funds:
- Students with dependent children or other family members
- Students with significant debt burdens
- Students with limited resources who are not eligible for loans
Students are eligible to submit an application for Financial Hardship funding upon being accepted to the program. Applications will be reviewed to determine eligibility.
The TEACH Grant program provides grants of up to $4,000 a year to students who intend to teach in a school that serves students from low-income families in a high-need field.